Auto Insurance in Oklahoma
If you have a vehicle, it’s more than a luxury. A car offers convenience and freedom to travel whenever you want. However, with car ownership comes responsibilities, one of which is car insurance. Auto insurance protects you, your vehicle, and the occupants, and it can be a lifesaver when involved in an accident. But since car insurance can be challenging to understand, TLC Insurance Associates of Oklahoma City, Oklahoma is here to help you navigate auto insurance.
Available car insurance options in Oklahoma
Like most states, Oklahoma requires all motorists to invest in minimum liability coverage. This policy protects you when at fault for an accident. It ensures you don’t incur bodily injury and property damage liability claims from your pocket.
While state-required car insurance is essential, most car owners consider other car insurance policies for all-rounded protection. Since there are many car insurance policies to consider, keep your eyes peeled for the coverage options below.
- Comprehensive coverage: This policy pays for the repair or replacement of your vehicle after damage by a non-collision risk such as fire, falling objects, vandalism, or theft. This coverage compensates you for the loss up to your policy’s limit.
- Collision coverage: This coverage covers your vehicle’s damage when involved in a collision with another motorist or stationary object. Like comprehensive coverage, it covers the damage up to your policy’s limit.
- Uninsured/underinsured motorist coverage: This policy comes to your rescue when crashed into by a motorist with no or insufficient coverage. It also comes to your rescue in hit-and-run scenarios.
- Medical payments (MedPay) coverage: When involved in a car accident, you can suffer numerous auto injuries, including whiplash, neck, shoulder, back, and leg pain. MedPay covers your accident-related medical expenses, including ongoing care.
The above are just examples of common auto insurance policies. There are numerous other policies you can consider. If you want to learn more about car insurance in Oklahoma City, Oklahoma, please get in touch with TLC Insurance Associates for more information.